David Oser

Chief Financial Officer Craft3

I was a ShoreBanker for 34 years, from 1976 through its closing by the FDIC on August 20, 2010. My main functional duties were managing the bank's $750 million portfolio of fixed income investments, its $1 billion of wholesale funding, and its cash position. I chaired the Risk Management Committees of ShoreBank and its parent holding company, ShoreBank Corporation.

Over the years, I was involved in many of ShoreBank's expansion and consulting ventures. I assisted in the founding of Southern Development Bancorporation in Arkansas, a ShoreBank project initiated by then–governor Bill Clinton. I have provided risk management consulting expertise to community development banks across the United States and to microfinance institutions in Asia and Eastern Europe. I am currently a director of Kashf Microfinance Bank in Lahore Pakistan.

I live in Wilmette, Illinois, and am married with four children. I received a BA from Carleton College and an MA from the University of Chicago.